by Andy Darwinson
You have most likely thought about your child’s future college education but have you consider the expense of young driver’s car insurance? For bouncing baby girls you may not have to start saving immediately, however if you have a strapping young lad you might want to start a fund for his car insurance immediately!
Okay, that was a bit of exaggeration there, young drivers car insurance may not be quite that bad, of course if your son or daughter has just become a teen driver you may think differently!
Insurance Is Simply Higher for Young Drivers
There are reasons why young drivers pay more. Their experience is often times limited, which studies have shown lead to more accidents and there is virtually no driving history for the insurance company to look at so you have the unknown to factor in as well.
Many parents feel that the insurance company’s exorbient prices are worth it, especially if they have ridden in the car with their teenage driver. Of course, this is where many parents would be wrong. In fact, if you shop around online and get several different quotes you may find you can get cheap young drivers car insurance.
Your young driver will have to be on your policy, so get your quotes for the entire family. Even if you were to secure young drivers car insurance through a separate company, your insurance would still charge you for them being in the household because he or she is a driver.
Most sites offer multiple quotes and you might find that in addition to saving money on the insurance for your young driver, you dramatically reduce the cost of insuring your other vehicles.
Do not forget to look for any and all discounts you qualify for. Insurance companies will often offer good student discounts, driver’s education discounts and even multiple car deductions. It is possible that you could get further discounts with your insurance company if you have other types of coverage with them, like home, health or life insurance.
...26.09.11
A federal appeals court upheld Monday the death sentence of Richard D. Stokley for the rape and murder of two 13-year-old Elfrida girls in 1991.
Stokley had appealed the capital sentence, saying his trial lawyers did not present evidence that he suffers from organic brain damage.
The Ninth Circuit Court of Appeals denied Stokley's appeal .
"Although trial counsel’s actions may seem imperfect in hindsight, counsel undertook an extensive investigation into Stokley’s mental health, arranged for him to be evaluated by a neuropsychologist, and presented testimony from a psychologist and a neurologist," a three-judge panel said in an opinion filed Monday.
"Stokley has not presented a colorable claim that counsel’s actions were constitutionally ineffective," the court said.
Arizona's attorney general hailed the decision in a press release: "The date for Stokley’s sentence to be carried out has not been set, but I am hopeful that this killer will be brought to justice without excessive delay from the federal system. The families of the victims deserve to see justice in a timely manner," Tom Horne said.
Source: TucsonSentinel.com
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